What Is the CCSV Community Voucher?

Core Understanding of the Scheme and Eligibility

1. Key Features of the Scheme 

The Community Care Service Voucher for the Elderly (CCSV) (the “Community Voucher Scheme”) is a regularised subsidy programme launched by the Social Welfare Department (SWD). It has been formally implemented since 1 September 2023, and the number of vouchers for 2025–26 has increased to 12,000. Its core features include:

1.  “Money follows the user”

     Subsidy is granted directly to eligible older adults, who may freely choose and switch Recognised Service Providers (RSPs) and adjust service items and service volume based on needs.

2.  “Pay according to affordability”

     The lower the household’s affordability, the higher the Government subsidy. There are six co-payment levels.

3.  Mixed service mode

     Users may receive both centre-based and home-based services concurrently, offering strong flexibility.


2. Eligibility Requirements (All Required)

1.  Assessment eligibility

     The applicant must pass the Standardised Care Need Assessment Mechanism and be assessed as suitable for community care services or residential care services.

2.  Waiting list eligibility

     The applicant must be on the Central Waiting List for Subsidised Long-Term Care (LTC) Services (the “Central Waiting List”), and must not currently be receiving any residential care services or subsidised community care services (including Integrated Home Care Services and Home Care Services for Persons with Severe Disabilities, etc.).

3.  Special notes

     Older adults who are already receiving subsidised community care services cannot apply for the Community Voucher at the same time. If an invitation letter was previously received but is now lost, the applicant may contact the responsible case worker or submit an application online.


3. Eligibility Verification and Invitation

1.  SWD issues invitation letters in order of application date on the Central Waiting List. Applicants do not need to separately apply to join the waiting list through this scheme.

2.  If an individual believes they are eligible but has not received an invitation letter, they may call the Community Care Service Voucher Office (3107 3013) or submit an application directly via the Voucher Information System for the Elderly (VISE).

3.  There is no deadline stated on the invitation letter; older adults may apply when they have service needs.


CCSV Means Assessment and Co-payment Arrangement

1. Core Principles of the Means Assessment

1.  Assessment basis

     Only the average income over the past 3 months of the older adult and “designated co-residing family members” (parents, children,  spouse living together in Hong Kong) is assessed. Income of other co-residing persons (e.g., siblings, grandchildren) and domestic helpers is not counted. Household assets are not assessed.

2.   Exempted items

     Public assistance benefits (including OALA, Old Age Allowance, Disability Allowance, etc.) are not counted as household income.

3.  Voluntary disclosure

     Applicants may choose not to disclose household income, but must pay the co-payment at the highest level (40%).


2. Co-payment Arrangements (2025–26) and Calculation

Co-payment Rate

Applicable Group

Example (Service package HKD 5,000)

5%

CSSA recipients

5,000 × 5% = 250

8%

Low-income households (based on median income cut-offs)

5,000 × 8% = 400

12%

Lower-middle income households

5,000 × 12% = 600

16%

Middle income households

5,000 × 16% = 800

25%

Upper-middle income households

5,000 × 25% = 1,250

40%

Non-disclosure of income or high-income households

5,000 × 40% = 2,000

Note: For 2025–26, the monthly voucher value ranges from HKD 10,664 (maximum) to HKD 4,459 (minimum). Older adults may choose any service package value within this range.


3. Income Proof and Co-payment Level Adjustment

1.  Required Documents

     If an application is selected for income verification, the applicant must provide income proof for the past 3 months (e.g., payroll slips, bank deposit records, employer certification). SWD will provide results within 10 working days after receiving the documents.

2.  Requesting a level change:

     If household size or financial conditions change (e.g., unemployment, income drop due to illness), submit the “Co-payment Level Change Form” with supporting documents as soon as possible for reassessment.

3.  Discretionary relief application:

     If the current co-payment is difficult to afford, contact the case worker or SWD office to request a discretionary adjustment. SWD will assess based on actual financial circumstances.


Service Scope, Modes, and Selection Tips

1. Comprehensive List of Services (Including New Additions)

(1) Core services (available at all RSPs)

·    Rehabilitation: physiotherapy, occupational therapy, rehabilitation exercise guidance

·    Nursing support: blood pressure / blood glucose monitoring, wound care, medication reminders

·    Personal care: feeding, bathing, dressing, toileting assistance

·    Home support: housekeeping, laundry, purchasing daily necessities

·    Others: medical escort, meal services, caregiver training, home safety assessment

(2) Extended services (offered by some providers)

·   Residential respite services, speech therapy, soft meal provision

·   Assistive technology product rental (new in 2025), e.g., wheelchairs, walking aids, smart monitoring devices


2. Three Service Modes Explained: Which One is Best for You?

Service Mode and Location

Suitable For

Points to Note

Centre-based

Recognised service centres (day / full-day)

Those who can partially manage daily living and need social engagement and professional support

Only one centre may be chosen per month; confirm transport convenience

Home-based

The older adult’s residence

Those with mobility limitations or who prefer not to go out

Service frequency and visit schedule must be agreed with the provider

Mixed mode

Centre + home

Diverse needs (e.g., day centre + evening care)

Two providers may be chosen (1 centre + 1 home-based), but total cost must not exceed the chosen voucher value


3. A Guide to Avoiding Pitfalls in Service Selection 

1. Assessment Before Selection

     Communicate with professionals at RSPs to develop a personal care plan based on health status—avoid buying services blindly.

2.  Verify Service Qualifications

     Use VISE or SWD’s Elderly Information Website to confirm whether the provider is qualified to deliver the required services, especially extended items.

3.  Arrange a trial period

     Negotiate a short trial (e.g., 1–2 weeks) to experience service quality before signing a longer-term agreement.

4.  Beware of extra charges

     If a provider recommends add-on services outside the scheme (e.g., premium nutrition meals, self-paid rehab devices), discuss with family or a social worker first to confirm necessity.


Application Process and VISE User Guide

1. Application Process

1. Receive invitation

SWD issues an invitation letter in Central Waiting List order, including an application form and a list of RSPs in the applicant’s district.

2.  Prepare documents:

o Copy of Hong Kong Identity Card

o Household income proof (if willing to declare)

o Proof of relationship with co-residing family members (e.g., household registration document, marriage certificate)

3. Submit the application (choose one method):

o Online submission: log in to VISE, complete the form, upload electronic documents

o Postal submission: mail the form and hard-copy documents to the CCSV Office address

o In-person submission: submit at the above address or designated SWD offices

4.  Approval and voucher issuance:

o Standard applications: approval within 2–4 weeks; an e-voucher number will be issued via VISE (no paper vouchers)

o Applications requiring income verification: results notified within 10 working days after documents are received, followed by voucher issuance


2. VISE Step-by-Step Guide

(1) Registration and login

·    First login: use HKID number + temporary password from the invitation letter; change to a personal password afterwards (family assistance recommended)

·    Forgot password: use the “Forgot Password” function via mobile verification, or contact the office to reset

(2) Key functions

·    Co-payment estimation: enter household income and household size to check the corresponding co-payment level

·    Provider search: filter by district, service type, and service items; view contact details, availability, and user feedback

·    Service confirmation: confirm the service package with the chosen provider in the system and generate an e-agreement

·    Usage tracking: check monthly voucher usage, service records, and next month’s remaining balance

(3) Technical support

If assistance is needed, call the office (3107 3013) or request help from community volunteers for on-site guidance.


3. Common Application Errors and Remedies

1.   Missing documents

     if SWD requests additional documents, submit within 7 working days; otherwise, the application will be paused.

2.   Incorrect information

     if household income or number of co-residing members is entered incorrectly, contact the office promptly to amend to avoid affecting the co-payment level.

3.   No action after approval

     after receiving approval, the applicant must confirm a service provider within 1 month, otherwise the voucher number may be temporarily frozen and must be unfrozen via application before use.


Service Use and Rights Protection 

1. Rules and Limits 

1.  Provider limit

     within the same calendar month, services may be purchased from up to two RSPs (e.g., 1 centre-based + 1 home-based). No more than two.

2.  Spending limit

     total service cost must not exceed the chosen monthly voucher value; any excess must be paid out-of-pocket. Unused balance cannot be carried forward to the next month.

3.  Service change procedure

     to change service items or providers, give at least 7 working days’ notice via VISE or in writing to the original provider and SWD to avoid breach-related charges.

4.  Suspension and resumption

     if services are suspended due to hospitalisation or travel, notify SWD in advance; resumption requires reconfirmation of the service package.


2. Quality Monitoring and Complaint Channels

1.  Routine monitoring:

o Regular review: review service outcomes with the provider every 3 months and adjust the care plan

o Record keeping: keep service records (e.g., care logs, receipts) for quality evaluation

2.  Complaint procedure:

o Step 1: communicate with the provider-in-charge and request improvements

o Step 2: if unresolved, call the CCSV Office (3107 3013) or submit a complaint via VISE

o Step 3: SWD will respond within 10 working days and follow up on the outcome

3.  Satisfaction surveys

SWD periodically issues questionnaires; older adults should provide honest feedback to help improve service quality.


3. Key Points on Rights Protection

1.  No Forced Consumption

     RSPs must not force older adults to buy additional services/products; report immediately if this occurs.

2.  Transparent Pricing

     charges must match the amounts confirmed in VISE; providers must not arbitrarily increase fees and must provide written breakdowns.

3.  Remediation for Service Interruption 

     if a provider interrupts service due to its own reasons, it must assist the older adult to contact alternative providers and bear corresponding responsibilities.

4.  Emergency Arrangements

     agree with the provider on emergency contacts and response procedures to ensure timely action when health conditions change suddenly.


FAQs and Handling Special Situations

1. Frequently Asked Questions

1.  Q: Can CSSA recipients have the co-payment waived?
A: CSSA recipients are automatically placed in the 5% co-payment level. No separate waiver application is required, and no reimbursement claim from the Social Security Field Units is needed.

2.  Q: Can the voucher be transferred to family members?
A: No. The voucher is strictly for the applicant’s personal use. Transfer is invalid and will lead to disqualification if discovered.

3.  Q: Can the voucher still be used after moving to another district?
A: Yes. Notify SWD to update the residential address and reselect RSPs in the new district.

4.  Q: If the older adult passes away, what happens to the unused voucher?
A: The family must notify SWD to cancel eligibility. Any unused balance for that month is not refundable and cannot be inherited.


2. Contingency Plans for Special Circumstances

1.  Health deterioration

     if care needs increase due to illness, request a new assessment under the Standardised Care Need Assessment Mechanism to increase voucher value or adjust the service package.

2.  Changes in Family Composition 

     if co-residing family members change (e.g., children move out, spouse passes away), update household information and request reassessment of the co-payment level.

3.   Provider closure

     if a selected provider suddenly closes, SWD will assist in referral to another RSP to ensure interruption does not exceed 3 working days.

4.   Pandemic or other emergencies

     if services cannot be used due to special circumstances, apply to suspend the scheme and resume after the situation stabilises; eligibility will be retained during suspension.


Essential References for Older Adults and Caregivers

(1) Official online resources

SWD CCSV page: https://www.swd.gov.hk/tc/pubsvc/elderly/cat_commcare/psccsv/
VISE system: https://vise.swd.gov.hk
SWD Elderly Information Website: www.elderlyinfo.swd.gov.hk

(2) Contact information

·    Community Care Service Voucher Office: 3107 3013
(Mon–Fri 09:30–13:00, 14:30–17:00; closed on public holidays)

·    Responsible case worker: if assigned, contact the case worker first for one-to-one support.

(3) Paper materials (recommended to print and keep)

·    Co-payment Level Table

·     List of Recognised Service Providers (RSPs)

·     Application Process Guide


Navigating the complexities of elderly care and government subsidies like the CCSV can be overwhelming for any family. However, understanding your rights and having a clear contingency plan ensures that your loved ones receive the best possible support, even when circumstances change.  

If you need professional assistance with your care plan or CCSV service management, please contact YDCare to ensure your loved ones receive the highest standard of home care services.  


Read more:

Maximizing Your CCSV Voucher: A Caregiver’s Checklist for Avoiding Service Misunderstandings

How to Choose a suitable CCSV Service Provider?


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